DSP Credit Risk Fund - Regular Plan - IDCW - Monthly
Fund House: DSP Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 12-03-2012
Minimum Investment: 100.0
Asset Class: Fixed Income
Minimum Topup: 100.0
Benchmark: CRISIL Credit Risk Debt B-II Index
Total Assets: 207.33 As on (29-08-2025)
Expense Ratio: 1.2% As on (31-08-2025)
Turn over: 81.00% | Exit Load: NIL - If the units redeemed or switched-out are upto 10% of the units purchased or switched-in within 12 months from the date of allotment, NIL - If units are redeemed or switched out on or after 12 months from the date of allotment, 1% - If units redeemed or switched-out are in excess of 10% of the units purchased or switched-in within 12 months from the date of allotment Note: No exit load shall be levied in case of switch of investments from Direct Plan to Regular Plan and vice versa.
NAV as on 07-10-2025
11.2797
0.0026
CAGR Since Inception
7.29%
CRISIL Credit Risk Debt B-II Index 7.4%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - IDCW - Monthly | 21.38 | 14.48 | 10.82 | 7.13 | 7.29 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.82 | 8.76 | 9.23 | 6.46 | 6.79 |
Funds Manager
Mr. Vivek Ramakrishnan, Mr. Shalini Vasanta
RETURNS CALCULATORS for DSP Credit Risk Fund - Regular Plan - IDCW - Monthly
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of DSP Credit Risk Fund - Regular Plan - IDCW - Monthly
Portfolio Holdings
Sector Allocation
PEER COMPARISION of DSP Credit Risk Fund - Regular Plan - IDCW - Monthly
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| DSP Credit Risk Reg Mly IDCW | 12-03-2012 | 21.38 | 18.27 | 14.48 | 10.82 | 7.13 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 21.92 | 18.9 | 14.88 | 11.13 | 7.92 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 20.71 | 13.67 | 11.25 | 8.52 | 7.23 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.4 | 12.75 | 10.75 | 9.35 | 8.19 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 9.48 | 9.27 | 9.44 | 6.58 | 5.8 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.35 | 8.76 | 8.42 | 8.73 | 6.07 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.21 | 9.17 | 8.39 | 7.44 | 7.83 |
| Kotak Credit Risk Gr | 01-05-2010 | 9.08 | 8.55 | 7.58 | 5.87 | 6.82 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.92 | 8.49 | 7.95 | 6.87 | 6.81 |
| SBI Credit Risk Reg Gr | 01-07-2004 | 8.59 | 8.22 | 8.2 | 6.98 | 7.34 |
Asset Allocation (%)
Key Performance and Risk Statistics of DSP Credit Risk Fund - Regular Plan - IDCW - Monthly
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - IDCW - Monthly | 5.83 | 0.69 | 8.91 | 2.45 | 6.99 | 2.6 |
| Debt: Credit Risk | - | - | - | - | - | - |